Autosurfs tend to be high risk programs where you surf a minimum number of sites daily in order to accrue high interest earnings on your spend. A spend is the same as an investment. They are considered to be semi passive programs. Autosurfing is where you do not have to manually click through each page. It will automatically forward to the next page until you either stop it or it runs out of websites for you to view. You earn a certain amount either daily or weekly for surfing.
HYIPs are similar to autosurfs except no surfing is required at all. They are completely passive programs. They are considered risky because they are usually associated with a high ROI (return on Investment) and eventually the program tends to run out of money after a few weeks or months. They are basically ponzi schemes. Care must be taken when considering to join these programs. Just keep in mind that they are short term programs. Never risk what you can't afford.
Before joining an autosurf or HYIP, I recommend that you do your research and check out some of the forums that list various Surfs & HYIPs. Also be careful about monitors because some are paid to give a glowing review of programs that could be scams. There are only a few trustworthy monitors out there. One is called ExtremeSurfs. In fact, Austin of ExtremeSurfs wrote a very good article that can help you before getting started. Please CLICK HERE to read.
So why join them you might ask. Well for me, I enjoy the "game" and it is a means for me to generate cash in a short period of time that I like to use for funding some of my longer term programs. Plus, I use the strategy that is suggested by Extremesurfs and some of the other veteran "gamers" out there when it comes to removing your "seed money".
Below are some of the current high risk programs that I am in. (the Fall season brings about plenty of programs). (Please note that the listings below will change from time to time due to the short term nature of these programs. Again be cautious and don't spend what you can't afford.)
iMoney Reserve: (HYIP)
This program started up late summer of 2009 and it is still growing. The admin is Cassie Johnson who is a former Wall Street broker and has many years of experience with her own investment club. It is a 12x12 setup, meaning it pays 12% for 12 days.
Minimum investment is $6, maximum investment is $6,000. Can cashout or reinvest daily. Only one deposit allowed per day. 12% referral commission.
Company invests in offshore investments and maintains a "Global Page" for transparency.
Uses: Liberty Reserve.
Mother's -Light: (HYIP)
This Program started on November 14th 2009. It has 3 plans:
110% after 1 day
145% after 4 days
187% after 7 days
Minimum investment is $3 for the 1st plan, $7 for the second plan, and $15 for the 3rd plan.
Accepts Liberty Reserve and Perfect Money.